Three Rule for personel: 1.Don't have debt rise faster than income, because your debt burden will eventually crush you. 2.Don't have income rise faster than productivity, because you will eventually become uncompetitive. 3. Do all that you can do to raise your productivity, because in long term, that is what matters most.
1️⃣”One man’s spending is another man’s income.”2️⃣”The reality is that most of what people call money is actually credit.”3️⃣”A big part of a depression is people discovering much of what they thought was their wealth isn’t really there.”